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Born after 1960? Your full Social Security retirement age is 67

You can claim Social Security at 62 with reduced benefits, but many wait until full retirement age to avoid penalties.

Published Sep 29, 2026, 1:18 PM EDT | LehighValleyLive

Retirees can start claiming Social Security benefits as early as age 62. That comes with a costly penalty, however, prompting many to wait until they reach “full retirement age” (FRA) to begin claiming benefits.