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Car ownership costs rise 9% to $4,695 in 2023

Average annual car ownership costs reached $4,695 in 2023, a 9% rise from the prior year driven mainly by higher insurance and maintenance expenses.

Published May 18, 2026, 7:36 AM EDT | WFMZZ

Car ownership cost an average of $4,695 annually in 2023, marking a 9% increase from the year before. Rising insurance premiums and higher maintenance expenses are the primary factors behind the increase.