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EV Insurance 42% More Costly Than Gas Cars; Newer Models Narrow the Gap

Insurify data finds insuring an electric vehicle costs about 42% more than a gas-powered car, with luxury EVs from Mercedes‑Benz, Tesla and BMW among the priciest to insure — though newer EV models are narrowing the gap.

Published Jun 2, 2026, 3:00 PM EDT | WFMZZ

According to Insurify, insuring an electric vehicle is roughly 42% more expensive than insuring a gasoline car. Luxury EVs from Mercedes‑Benz, Tesla and BMW top the list of the most expensive models to insure, but newer EV models are helping reduce the cost difference.