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Hailstorms Quietly Driving Up Home Insurance Costs

Insurers are shifting more storm risk to homeowners as costly hail and wind claims rise, often by increasing storm deductibles.

Published May 19, 2026, 3:00 PM EDT | WFMZZ

Rising hail and wind damage are producing expensive insurance claims that are contributing to higher home insurance costs. Many insurers are responding by passing some of that risk to policyholders through larger storm-specific deductibles, quietly increasing out-of-pocket costs for homeowners.