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U.S. Has About 20 Years Before Reaching Debt Capacity, Researchers Say

New Penn Wharton research estimates the U.S. has roughly two decades to change fiscal course before hitting debt capacity limits.

Published Jun 4, 2026, 3:11 PM EDT | WFMZZ

New research from the Penn Wharton Budget Model estimates the United States has about 20 years to change course on its national debt before reaching the estimated limits of its debt capacity. The finding outlines a limited window for policymakers to address the country’s fiscal trajectory.